ZoneChoice Advantage is designed for possibility
The latest innovation in crediting strategies, this annuity brings more possibility to retirement planning. Tailored for almost every risk style, ZoneChoice Advantage helps to give your clients more flexibility, more versatility and more choice. They’ll have the potential to choose their path — and the confidence to stay on it.
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New innovative crediting strategies
Investors dial into their own comfort zone
Two new crediting strategies join an already robust lineup of options. Investors can fine-tune their level of downside protection, helping to dial in the exact risk profile to fit their goals.
New! Boost
Investors can earn at least the boost in up or flat markets and earn the index loss plus the boost in down markets.
New! Dual step rate
Down markets can be unsettling for your clients, dual step rate may provide growth potential even in down markets.
Floor
Your client sets a maximum loss that stands even when the market drops further.
Buffer
Investors absorb only a pre-set portion of losses when the market is down.
Flexible annuity built for real-life
Some investors like to set the cruise control. Others like to keep a foot on the pedal. ZoneChoice Advantage caters to both styles, making it easy for your clients to update their allocations at renewal — and even during the interest term. Life changes fast; this annuity is designed to keep up.
Get to know flex transfer
Designed with client needs in mind
Smart balancers
Pre-retirees who like the idea of a steady paycheck in retirement — but aren’t ready to walk away from market upside potential.
Guarded growers
Investors who want equity-linked returns with a built-in measure of protection against market downturns.
Long-view investors
Savers who are in it for the long haul, comfortable considering a six-year term to enhance participation and optimize returns.
Shelter seekers
Wealth builders who prioritize tax efficiency, using deferral to minimize liability and capture growth.
Take the first step.
Eager to offer ZoneChoice Advantage Annuity? Begin with our 3-step appointment process.
Get startedExplore ZoneChoice Advantage tools and insights
Crediting strategies, calculators and content to see where ZoneChoice Advantage fits on your product shelf.
